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NFTs Explained: Ownership, Uses and Risks

NFTs once made headlines for sales worth tens of billions of won. The original guide describes the subsequent loss of value across much of the market. Here is a balanced explanation of their meaning, operation and risks.

What is a non-fungible token?

NFT stands for Non-Fungible Token. The key is non-fungibility: one bitcoin is interchangeable in value with another bitcoin, making it fungible. Each NFT instead has a unique identifier and is not interchangeable on identical terms with every other NFT.

Example One ₩10,000 banknote can be exchanged for another without changing its face value: it is fungible. A unique painting signed by a famous artist cannot be replaced by any other painting. An NFT is a digital certificate recording that kind of uniqueness on a blockchain.

Most NFTs are issued using token standards such as ERC-721 on blockchains such as Ethereum. Issuance and trading incur gas fees, and custody differs according to the wallet type or exchange used.

How ownership is demonstrated

A key NFT feature is that ownership records remain publicly visible on the blockchain. Issuance, transfers and recorded sale amounts can be traced, and records are difficult to forge or arbitrarily remove.

However, buying an NFT does not automatically give you copyright to its image. Most NFTs demonstrate ownership of a particular token, while anyone may still copy or save the image. If the actual image is hosted on an external server rather than the blockchain, a vanished server can leave the NFT pointing to a broken link.

Applications in art and games

Bubble, liquidity and scam risks

Beginners should understand the risks before entering the NFT market.

RiskDescription
Price bubblesThe original guide reports that trading volume fell more than 90% from its peak in 2022–2023, and cites a 2023 analysis assessing about 95% of NFT collections as effectively worthless.
Low liquidityAn NFT cannot be sold without a willing buyer. A displayed asking price often does not mean trades actually occur at that price.
ScamsRisks include rug pulls, fake minting sites, counterfeit collections and wash trading that inflates apparent prices.

Check the following for safety:

  1. Verify the issuer and collection through official channels.
  2. Inspect actual trading activity and the distribution of holders. Concentration among a few holders increases risk.
  3. Do not approve wallet connections or signatures carelessly. Learn the basics of avoiding scams and exchange security first.

NFTs are an interesting technology but offer no guaranteed return, and many assets can lose their value. Limit exposure to amounts you can afford to lose and learn thoroughly before investing.

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