APR ↔ APY Calculator
Convert a simple APR into an effective APY that accounts for compounding.
Enter values and press Convert.
APR vs APY
APR is simple interest (no compounding); APY reflects compounding. The same APR yields a higher APY when compounded more often, so always compare DeFi and staking on the same basis. See staking.
Caveat
Rates vary and are not guaranteed. Informational only.
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